Good/Bad Idea?

daint worry mate, jusy have loads of fun and when your up shit creek, go on deal or no deal!

You silly silly boy.

waste of money

obviously not bothered about your future

£5000 is alot of money at 19 yrs old!

i got a loan for £6000 but it was used for meaningfull things - car, insurance, tax, wheels etc.. which i use everyday.

i have the same set up more or less your after (again), i've been dj'ing for nearly 7 years and no further forward. i dont mind tho because i only class it as a hobby.
all they do is seem to collect dust, i hardly evr use them.

(is it really worth it)

live evry day as it comes, thats how i look at it, anything cud happen. morla ur more than welcome to come nd have a blast but if i do get them it wont be for a few good month. interesting to hear the 800 isnt worth the extra money as it looks immense.!!!

aye... haha am worse than him tho!

he might be the next sasha!

just do what you believe in mate. good luck.

out of interest what is the apr on this loan?

£100 a month over 5 years sounds v pricey for a 5k loan.

he'll pay 20 % more back!

you would have been better off getting a credit card with a low interest rate, or 0% for 9 months and try and get it out the way!

is 19 the age when you acheive maximum stupidity like that 19 yr old with eggs and bacon tattooed on his nut

5.9% a fink it was round bout 92 a month bk

Just because everyone is super smart on here n always thinks about there cushty future in a little house with a mortgage doesn't mean you've gotta turn your noses up at someone who is getting a 5grand loan at 19 to support what he loves. Live for tomorrow, am in shitloads of fucking debt n i couldn't give a flying fuck, theres more to life than money.

nice one mate, i agree with most of that....

I would be looking to take it as far as possible, this setup will defo be gettin bought if i win this galaxy dj competition at college. Which is looking very promising...! Who knows wat the future holds.... just follow your dreams!! haha :angel2:

the setup keeps gettin cheaper and cheaper got djstore.co.uk and guldford sound and light trying to give me the best deal

sounds a bit daft to me - i am a debt advisor and i would advise you dont do it

all it takes for you to miss a payment and you end up paying a fortune back

have you actually got a job - if you havent the loan will be with some stupid company who prey on vulnerable people - you will have to maintain payments or get hassled beyond believe (people knocking on your door etc)

and the apr will probably be extautionate - you are probably paying back over 10k

but its your life only you can make the decision

the thing is, what you need is talent. If you got that then you don't need the top of the range set up. It's nice but not vital. when you start earning some money 'following your dream' then you can buy the kit without borrowing money. Are you sure your dream is not really to be admired for having a top set up?

Pm me and i'll give you a quote aand our chuckie system seems

alot better than that we do 3 or 4 difftrent plans from buy now

pay later (over 12months) and 12 months intrest free credit

and no doubt i'll do you the gear cheaper

i live for tomorow but im not about to get into serious debt over it

takes some doing that