Bank Charges

Discussion in 'General Discussion' started by Craig_M, Jan 31, 2007.

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  1. Natalie

    Natalie Registered User

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    We kepe getting updates at work of what to do with customer complaints of charges. We have to have a list just in a spreadsheet of the charge, the date, the amount, and the title of the charge as it appears on the account, a total of all charges with a covering letter. We fax it off to the service centre and they take it from there. i sent off my boyfriends on thursday so will let you know how fast we're doing it at the mo!
  2. Oasis

    Oasis Peter North-east

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    If you're with Floyds TSB you can go back 4 years on there online banking. I'm not sure about other banks, I don't think ym barclays one goes back that far though.
  3. J

    J Mummy To A Baby Boy

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    Im with Abbey probably the worst building society ever
  4. Craig_M

    Craig_M Registered User

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    Got an offer today of £2,716.99 which Ive decided to accept :D

    The actual cost of my charges was only £100 higher than that anyway, the rest was all interest!

    Gonna go knack my credit card companies now!!!! :) at this rate all my debt will be paid off!
  5. Shortee

    Shortee back of the net

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    Dont accept, get the rest back, I got 900quid charges back end of last year, they offered me 800 at first but i declined, I wanted the full lot :D
  6. SmurfGGM

    SmurfGGM Registered User

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    I got all my bank charges back 3 weeks ago from Lloyds TSB.

    £287 dating back to July when I started with them.
  7. Anderzz

    Anderzz Registered User

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    i couldnt be assed with the hassle for a small amount like that. i know its a hundred quid, but its a fuck on
  8. princess jane

    princess jane Registered User

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    you shud go for the interest as well, they charge you interest so it only right you get that back as well
  9. Shortee

    Shortee back of the net

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    There's the interest to though :D My actual charges were only 700 but they charged about 200 interest
  10. Stephen

    Stephen the reel master

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    Think you're meant to add around 8% to the sum of your bank charges
  11. andy_rocks

    andy_rocks Registered User

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    £30 back today :D

    Life is all about small victories.
  12. trance_fan

    trance_fan Registered User

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    by "bank charges" does this just mean the times you get charged for going over your credit limit/overdraft?
  13. Wot

    Wot Registered User

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    yes and any charge for bounced chex etc
  14. Wot

    Wot Registered User

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    my changes with MBNA were only £1200 but the compound interest add upto £2150 on top of that
  15. Anderzz

    Anderzz Registered User

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    my letter was sent on the first of feb..

    not a sausage in reply yet.

    cuntmonkeys
  16. E-von

    E-von Registered User

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    has anyone experienced banks closing the accounts after?

    i am a debt adviser so its i need to monitor stuff like this for personal interest :D

    and has anyone actually been charged for the statements at £5 each - i know its already been pointed out that under the right to information act you just send a tenner off
  17. Craig_M

    Craig_M Registered User

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    they said that if I have any problems with them in future theyll reconsider our relationship or something like that
  18. E-von

    E-von Registered User

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    so in other words - default again and you are out :lol:
  19. Craig_M

    Craig_M Registered User

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    im shaking in my boots, natwest are the only bank in the world :lol:
  20. Geordie

    Geordie "Im Outta Time"

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    What's the crack with Visa's, am bound to be due millions seen as me walls are more or less plastered with the cards ave had?

    I sent me letter to Barclays a while back, nish back as of yet like....

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