Finance and Loans? I need a loan for a car but when I tried to get one from my bank they refused...do you think its easier for me to get the car on finance if its through barclays? Even though they wouldnt give me a 40000 loan?xx
Re: Re: Re: Finance and Loans? and I dont have a clue about finance. I think the interest rates are higher on finance as opposed to a loan. Can you not get a loan from Halifax or someone? I would imagine the banks aren't loaning out much at the moment.
Re: Re: Re: Re: Finance and Loans? I would think the only people that can get loans at the mo are people that dont need them!! u got much credit at the minute Jess?
car finance is crazily high PLUS you'll have a lump sum at the end to pay - a personal loan is better
Thing is ya more likely to get a car finance loan as they have the car if u dont come thru with the payments.
Re: Re: Re: Re: Re: Finance and Loans? Ive got a credit card and a couple of store card all of which are paid on time! Thats it though
See above Ya current credit depends too. If you've got credit they're less likely too give u a loan unless you're willin to get extra and consolidate ya existing debts. If you've got no credit and never have had you're even less likely as they cant see what you're like with paying credit back. Its daft really, if you've never had credit you cannot get any.
Re: Re: Re: Re: Re: Re: Finance and Loans? Tell them its for consolidation to pay off ya existing cards aswell and you'll have more chance.
Re: Re: Re: Re: Re: Re: Finance and Loans? That will be more than enough to get a car loan, a personal loan from the bank is always the hardest to get try The AA or somewhere like that, they are easier to get loans from than your bank, although at the mo its hard for anyone to get credit.
if the finance is the same bank then you probs won't get it...it also goes against you as a credit search